:root{--bg: #f4f7fb;--surface: #ffffff;--surface-soft: #f8fafc;--text: #122033;--muted: #5d6b7c;--line: #dbe4ee;--primary: #123d6b;--primary-strong: #0d2f53;--accent: #2e6ea6;--accent-soft: #e8f1f8;--success: #1f6b52;--shadow: 0 12px 30px rgba(18, 32, 51, .08);--shadow-soft: 0 8px 22px rgba(18, 32, 51, .05);--radius: 20px;--radius-sm: 14px;--max-width: 1200px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}.site-shell{min-height:100vh}.container{width:min(100% - 32px,var(--max-width));margin:0 auto}.narrow{width:min(100% - 32px,860px);margin:0 auto}.topbar{position:sticky;top:0;z-index:1000;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#ffffffeb;border-bottom:1px solid 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10px;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:var(--accent)}.eyebrow.light{color:#d9e7f5}.hero .eyebrow.light{color:var(--accent)}.hero h1{margin:0 0 18px;font-size:clamp(2.2rem,4vw,3.7rem);line-height:1.08;letter-spacing:-.04em;color:var(--primary-strong);max-width:12ch}.hero-copy{margin:0;max-width:66ch;color:var(--muted);font-size:1.05rem}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}.hero-trust-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero-trust-row span{display:inline-flex;align-items:center;padding:10px 14px;border-radius:999px;background:var(--accent-soft);color:var(--primary);font-size:.92rem;font-weight:700}.hero-panel-premium{background:linear-gradient(180deg,#173e69,#102e4f);color:#fff;border:none}.hero-panel-label{margin:0 0 10px;font-size:.78rem;text-transform:uppercase;letter-spacing:.14em;color:#ffffffb3}.hero-panel h3{margin:0 0 24px;font-size:1.5rem;line-height:1.2;letter-spacing:-.02em}.hero-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.hero-metric{padding:18px;border-radius:18px;background:#ffffff14;border:1px solid rgba(255,255,255,.08)}.hero-metric strong{display:block;font-size:1.4rem;margin-bottom:4px}.hero-metric span{font-size:.92rem;color:#fffc}.hero-panel-divider{height:1px;background:#ffffff26;margin:22px 0}.hero-panel-list{margin:0;padding-left:18px;display:grid;gap:10px}.hero-panel-list li{color:#ffffffe6}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border-radius:999px;font-weight:700;font-size:.96rem;transition:transform .18s ease,box-shadow .18s ease,background .18s ease;cursor:pointer;border:none}.button:hover{transform:translateY(-1px)}.button-primary,.button-accent{background:var(--primary);color:#fff;box-shadow:var(--shadow-soft)}.button-primary:hover,.button-accent:hover{background:var(--primary-strong)}.button-light{background:#fff;color:var(--primary);border:1px solid var(--line);box-shadow:var(--shadow-soft)}.button-light:hover{background:#f8fbff}.section{padding:80px 0}.section-white{background:var(--surface)}.gradient-soft{background:linear-gradient(180deg,#f8fbff,#eef4fa)}.section-heading{max-width:850px;margin-bottom:34px}.section-heading h2{margin:0 0 12px;font-size:clamp(1.75rem,3vw,2.7rem);line-height:1.15;letter-spacing:-.03em;color:var(--primary-strong)}.section-heading p:last-child{margin:0;color:var(--muted);font-size:1.02rem}.stats-section{padding:0 0 28px;margin-top:-8px}.stats-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.stat-card{background:var(--surface);border:1px solid 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12px;border-radius:999px;background:var(--accent-soft);color:var(--primary);font-size:.82rem;font-weight:800}.trust-bar{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-bottom:30px}.trust-item{background:#eef7f2;border:1px solid #cfe7dc;color:var(--success);padding:14px 16px;border-radius:16px;font-weight:700;box-shadow:var(--shadow-soft)}.hero-mini{background:linear-gradient(180deg,#14395f,#0f2f4e);color:#fff}.hero-mini-grid{display:flex;align-items:center;justify-content:space-between;gap:28px}.hero-mini h2{margin:0 0 14px;font-size:clamp(1.9rem,3vw,2.6rem);line-height:1.12;letter-spacing:-.03em}.hero-mini p:not(.eyebrow){margin:0;color:#ffffffd1;max-width:64ch}.portal-card{padding:28px}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.form-grid input{width:100%;min-height:52px;padding:0 16px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--text);font:inherit;outline:none;transition:border-color .18s 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